Is it necessary Credit Card for us?

If your answer is yes,

• why it is necessary questioned to self first.
• It is available credit limit up to 40 days from bank to bank.
• No tension for without carrying cash.
• It is useful for all shops.  
• It is easy to use simple and fast.
• And also many offers and gifts available.  

If your answer is no,

• It is charged interest in case payment late.
• In case Card lost, Money will also lost.
• We tempt unnecessary purchases.
• We may pay unnecessary charges for using credit cards.

Any matter if's and but's are there.  Proper use may safe and secure for your credit cards.  We think first and then go act.