how to use zero percent interest on credit cards

To purchase any credit card, first we read the terms and conditions of whatever offers the bank about that credit card.

Now-a-days many banks offers Zero percent interest rate on credit cards and zero interest for balance transfer to another credit cards. Normally Banks are given 30 to 45 days time to pay the money whatever purchased from credit card. This paying time also differs from bank to bank.

We purchase goods or products through credit cards wisely. Some companies offers gifts or discounts by purchasing through credit cards.

We pay the money to banks before payable or due date. In case, we forget to pay the money, the bank will charge interest on total purchased credit card amount. If we pay within the time to bank, the bank will not charge the interest on amount. This is also differs from bank to bank.

Some banks may collect annual maintenance charges and service charges. Because, we know first full details about that credit card. After, we decide that credit card is useful or not.